Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Advanced Insurance Designs, Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Advanced Insurance Designs, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Advanced Insurance Designs, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Main Location

2181 Wadsworth Rd, Suite A

Norton, OH 44203

Main office: 330-753-8700
Toll free: 800-846-1375
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Wadsworth Location

102 Main Street, Ste 300

Wadsworth, OH 44281

Main office: 330-334-1010
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Jeff and his staff have always done a great job bringing us affordable benefits solutions that meet the needs of both the organization and our employees. He takes the time keep us informed and makes himself available to answer any questions we may have.
Yvette Feist, Director of Finance and Administration, Humane Society of Summit County
I have worked with Jeff Novak and his qualified staff of insurance professionals at AIDI since 2011 for IAITAM’s health and life insurance programs and my personal lines. Mr. Novak expertly guided us through the complications created by the ACA and with his guidance and advice we were able to offer the best and most affordable products available to our employees. The AIDI staff was always available to answer our questions and intervene on our behalf with the insurance providers. AIDI also worked with my wife and me to secure our personal lines. Because they treated us like family, we are comfortable that we are protected. When an issue arises, they are on the spot to help us. I recommend AIDI to any of my colleagues and friends for their insurance needs.
Glenn R. Wilson, Chief Legal Officer and Executive Vice President, IAITAM
5 Stars....professional, courteous and a pleasure to do business with.
Thank you for your courteous staff and affordable insurance. Pleasure to deal with!