Minibus Insurance

We all know how important it is to have a vehicle covered by insurance, but if you're using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of minibus insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Advanced Insurance Designs, Inc. agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

Main Location

2181 Wadsworth Rd, Suite A

Norton, OH 44203

Main office: 330-753-8700
Toll free: 800-846-1375
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Wadsworth Location

102 Main Street, Ste 300

Wadsworth, OH 44281

Main office: 330-334-1010
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Jeff and his staff have always done a great job bringing us affordable benefits solutions that meet the needs of both the organization and our employees. He takes the time keep us informed and makes himself available to answer any questions we may have.
Yvette Feist, Director of Finance and Administration, Humane Society of Summit County
I have worked with Jeff Novak and his qualified staff of insurance professionals at AIDI since 2011 for IAITAM’s health and life insurance programs and my personal lines. Mr. Novak expertly guided us through the complications created by the ACA and with his guidance and advice we were able to offer the best and most affordable products available to our employees. The AIDI staff was always available to answer our questions and intervene on our behalf with the insurance providers. AIDI also worked with my wife and me to secure our personal lines. Because they treated us like family, we are comfortable that we are protected. When an issue arises, they are on the spot to help us. I recommend AIDI to any of my colleagues and friends for their insurance needs.
Glenn R. Wilson, Chief Legal Officer and Executive Vice President, IAITAM
5 Stars....professional, courteous and a pleasure to do business with.
Thank you for your courteous staff and affordable insurance. Pleasure to deal with!