Handyman Insurance

As a handyman, you're the person who fixes items when they break. Your job is to help others, but even with the best of intentions, mistakes can happen that but your business on hold, potentially allowing competitors to step in and take your customers if you're out of business for too long.

If you don't have insurance yet, you may be wondering how much you need, and for what scenarios this insurance can be used. Experts agree that you should get insurance as soon as you can afford it, and to make sure you get enough of it to cover your risks—the minimum amount for a policy is often not enough for proper protection. Advanced Insurance Designs, Inc.'s goal is to make sure the coverage you receive is affordable and right for your circumstances, and we'll work with you to find a plan that meets your needs.

When handymen perform repairs or contracting jobs on homes or apartments, it's important for their customers and their business that the work be done well. Many contractor's policies operate on a job‑by‑job basis, which only covers individual jobs for their duration, so any problems that occur during maintenance or construction are covered. However, you may also want to obtain completed operations liability coverage, which will help you with any claims that arise after your job is done.

While some policies only cover individual jobs, you can also purchase plans that insure the crucial elements of your small business.

Handyman Equipment Insurance

Your work isn't all that needs to be protected. Equipment is the heart of your business, and while you might not be worried about insuring a single hammer or crowbar, imagine how much it would cost to replace all of your tools were if they were destroyed by fire or other accident. They'd have to be replaced before you could even start working again, and the price tag could quickly climb into the thousands of dollars if you use several specialty tools.

Handyman Vehicle Insurance

Many handymen use a vehicle to transport their tools from job to job. If you're one of them, commercial vehicle insurance can provide coverage if something goes wrong, such as accidentally colliding with a part of the client's property.

Speak with one of our agents today about the benefits of a handyman insurance policy.

 

1. "49-9071 Maintenance and Repair Workers, General." U.S. Bureau of Labor Statistics. Accessed April 20, 2016. http://www.bls.gov/oes/current/oes499071.htm.

2. "Handyman Insurance: A Complete Guide." Handyman Startup. Accessed April 20, 2016. http://www.handymanstartup.com/handyman-insurance/.

Main Location

2181 Wadsworth Rd, Suite A

Norton, OH 44203

Main office: 330-753-8700
Toll free: 800-846-1375
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Wadsworth Location

102 Main Street, Ste 300

Wadsworth, OH 44281

Main office: 330-334-1010
Fax: 330-753-8932

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Jeff and his staff have always done a great job bringing us affordable benefits solutions that meet the needs of both the organization and our employees. He takes the time keep us informed and makes himself available to answer any questions we may have.
Yvette Feist, Director of Finance and Administration, Humane Society of Summit County
I have worked with Jeff Novak and his qualified staff of insurance professionals at AIDI since 2011 for IAITAM’s health and life insurance programs and my personal lines. Mr. Novak expertly guided us through the complications created by the ACA and with his guidance and advice we were able to offer the best and most affordable products available to our employees. The AIDI staff was always available to answer our questions and intervene on our behalf with the insurance providers. AIDI also worked with my wife and me to secure our personal lines. Because they treated us like family, we are comfortable that we are protected. When an issue arises, they are on the spot to help us. I recommend AIDI to any of my colleagues and friends for their insurance needs.
Glenn R. Wilson, Chief Legal Officer and Executive Vice President, IAITAM
5 Stars....professional, courteous and a pleasure to do business with.
Thank you for your courteous staff and affordable insurance. Pleasure to deal with!